Monday, 10 July 2017

BIGGEST SCAM IN THE WORLD

                       

 BIGGEST SCAM IN THE WORLD EVER

                       BIGGEST SCAM OF ALL TIME

https://go.oclasrv.com/afu.php?zoneid=1536110
It is a general notion that if scam is big it has to be in rich and wealthy  nations but to our surprise it is not wealthy nations where such scams can be, and hence they are wealthy. Obviously, this only could be at the top of all breaking news types. Even after several damages filled by public money at times and in different modes, yet what is revealed is about 300 billion dollars of scam that comes from a third world country India. But it is not regarded as scam due to ignorance of the mass and the tactic of the working class that evolved it and the nexus sharing benefits.
There are nations where there is good reporting of incidents but there in India there is no such proper reporting, even 1% reporting of any adverse incident is too much. Hence reporting is totally negligible.
This corruption has made sustainable businesses of IT, Internet, domain sale, etc. impossible in the subcontinent and all in the world are hurt by this biggest scam of the world as all economies are interdependent. Even the country's Prime minister has claimed it being biggest scam of the UPA government, however without naming anyone it's the biggest scam of the world based on its genuinely estimated worth.
Secondly, as birds of a feather flock together there people in corruption nexus get connected that even FB connections will be put to shame. Everyone eyes their share or their benefits in every scam hence all form a part of the nexus whether investigating agencies or executive or the the legislature, now it is only judiciary left which goes by the book but with adverse attitude of the concerned authorities and corrupt protection it is helpless. So here we are talking about the biggest scam of all time i.e. the NPAs scam by the PSBs or the Public Sector Bank employees of India who lent the borrowing accounts to turn NPAs i.e. Non-Performing Assets, or  the scenario which is termed a pro quo.

Economic wisdom is necessary as ignorance in this world is dangerous and is responsible for the diminished global economy.

The Indian economy indigenous suffer even from the far fetched sectors like entertainment and news in hindi media, in hospitality and so on. The only solution is entrepreneurs, workers, and all wise people attempt correcting the incorrigible for all global human economy as all economies are interdependent.

Ref.:
>>

CENTRAL VIGILANCE COMMISSION

PUBLIC SECTOR BANKS 

Truth of India

True Face of >> Government Schemes of India 

 

>>

 PUBLIC INTEREST LITIGATION

Draft


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Saturday, 13 May 2017

PRADHAN MANTRI MUDRA YOJNA

https://go.oclasrv.com/afu.php?zoneid=1536110

PMMY

PRADHAN MANTRI MUDRA YOJNA

MUDRA

MICRO UNITS DEVELOPMENT REFINANCE AGENCY

General people see smiling faces of minister telling that how they have benefit people with their schemes. But when people go to avail those benefits they know the truth. What better breaking news even the best of media houses or any news houses can deliver? The facts are here:-






No matter what one does incorrigible will be incorrigible making India, India. The bogus claim of the BoB babus where exists? Forget anyone else even RBI doesn't know. Evidence below:-






Now all know who the schemes are meant for. PSU Bank babus created almost 10 lakh worth of NPAs for the nation to be bailed out of Public Money only and genuine beneficiaries' rights encroached in violation of Acts of Parliament, international agreements by India and soon and so forth, while public becomes debtor of international monetary organizations Indian PSB babus fill their coffers..

This is the crime of deliberate Nash that is the cause of all other crimes are all. The best of entrepreneurship is hurdle and highly potent indigenous business houses, even in substantial entertainment and music video type Hindi media are affected and get no rights of financial inclusion, then no one could be left. Even the Premier of India and the Union Finance Minister has also accepted as the biggest scam of UPA government and nexus between bad borrowers and PSBs babus.

Pradhan Mantri Mudra Yojna Honest Review

MUDRA Loan

Business loans are needed by startups and existing enterprises alike. There are circumstances when even the closest of the relatives of the people do not help for business. This is the way organised crimes take place. Husbands seek dowry fir survival which is social evil but it is attributable to the corruption bank babus who do dot allow rights to individuals. Women entrepreneurs also suffer. At branches, who are supposed to guide potential borrowers defraud them and exert to maximum to keep them at bay. They only want potential borrowers to come through financial consultants who are mostly CAs and by taking bribe through them they can be very be caught. Can deliver sufficient number of borrowers who also are made to give collateral along with bribe, now bribe taker is also secure, as bribe created loan account will never turn NPA. But who understands needs of true economy and business. Be it any type of business deal it needs sufficient funding. Whether they need to purchase tools, web domains deals or to pay the staff, adequate and promptly funds are needed. But babus will always babus be, this is India. But does humanity needs it this way? 

Wednesday, 3 May 2017

Central Vigilance Commission of India


Central Vigilance Commission, India

True Face of the CVC, India


Real working:-


The below documents created under the Right to Information Act, 2005 show true colour of the CVC of India:-


First Appeal under the Right to Information Act 

against CPIO of the Central Vigilance Commission protecting Corrupt Bank of Baroda babus:-





Anti Corruption crusaders taking on the CVC of India, the anti corruption Commission which factually is meant for corrupt protection as evident here above

PropellerAds

Wednesday, 22 February 2017

Corruption in Public Sector Banks or Government Banks

FACTO FILE

Click link >==>  Corruption in Government Banks

Click link >==> Corruption regarding lending to Business

 
Corruption in Public Sector Banks of any nation determines the level of corruption and other crimes in it being base of all economy. As these days whole globe economy is interdependent it is significant for whole human kind to gauge corruption in public sector banks of any nation. Now when we think of corruption in any big chunk of populated space which is bound to influence the entire humanity on the face of the Earth we need to raise alarm and be extraordinarily wary. There is no other way to minimize crime in this world than to make Public Sector Banks at accord. Now as the economy of an Asian sub-continent India is top crucial as being known as most stable economy and is being taken for analysis, we can observe that the credit decision making bank employees and their saviours there have harmed humanity the most than anything at all in the entire globe. All other evils are merely symptoms of this ailment in the Indian PSBs, and as data is not available regarding this corruption it continues as ever being at peak, and beyond any thought of general public anywhere in this world.

The corruption amount under consideration is the highest than any other corruption sort. The biggest wonder of the world is this, not only because of the amount involved but also that how credit decision making Government Bank employees known as Bank babus in their local parlance since British rule and their fourth pillar of democracy, the media, make such excuses as if they are residents of adverse world. Say, proper law rulings are furnished to them to work in accordance they persist telling adversity as if they during that period or in tat context live in adverse world and continue presenting their version of stance, no matter how anti-law it is, as even the term illegal falls short:

Evidence of Corruption in Public Sector Banks of India (real copy+ paste version):-

Mail from Bank's officer so as to misguide the authorities(as is evident within *s)
*
Registration Number:PRSEC/E/2017/01741
Print/View Grievance
Name:AIHRA Civil Society
Date of Receipt:08 Feb 2017
Current Status:Case disposed of
Date of Action:03 Apr 2017
Details:Dear Sir, In the referred matter, we apprise that the same matter was earlier also received by our Bank through various forums and had suitably replied to them. However, the same complaint has been again and again lodging through various forums. Our concerned RO vide their e-mail dated 31.03.2017 has suitably informed them. Please close the complaint. With regards,
*
 that they have appropriately advised the victim, and victims think its normal ignorance mail but these are sent at times to tell that authorities that have communicated with the victim and they are right and victim is wrong, but never tell the authorities that this is for mere formality to drive away authorities as they think might be the complainant was not aware of facts and complaint was not appropriate. As a matter of fact it is to dodge the court of law later on whenever the need be by these corrupt bank babus and their saviours in other Vigilance / Intellligence agencies Similar is the case of Intelligence Bureau that they mailed inappropriate content to the victim bypassing the complainant and told the bureau that complainant was informed, while complainant knew nothing but victim was also directly threatened like this:-



Sent: Monday, January 16, 2017 at 5:51 PM
From: "complaint upu" <complaint.upu@bankofbaroda.com>
To: "pfive@dr.com" <pfive@dr.com>, "bionity@dr.com" <bionity@dr.com>
Cc: "CMCS.HO" <CMCS.HO@bankofbaroda.com>, "Customer Services Dept [Ho]" <customerservice.ho@bankofbaroda.com>

Re: Grievance Registration No. PMOPG/D/2016/0361947 dated 02 Dec 2016 (Complaint by Jaya Vijaya)


Dear Mr AK Singh,
Thanks for the infomation. But no reason has been given yet that what warrants him such a discretion?
MSMED Act provisions have been violated fully as my petition to the bank as well as the PMO clarify. No reference to any law/mandate has been furnished yet despite demand to the branch manager. If any higher authorities than the branch have conferred him such an authority then what confers them such right against the law of land need to be furnished else it is a punishable crime either to the branch official or to the higher authority, kindly refer MSMED Act 2006 up-to-date.
The biggest questions:
1. What confers higher authorities to warant discretion to a branch official, no response furnished by him hence the complaint and penal procedure in action.
It is to be noted that the project was highly beneficial and viable as also assed by the DIC Lucknow and was to be forwarded by them but only Kumar Abhishek Srivastava forbade that, our correspondence reveals all facts.
2. How viable project can be unfunded and how livelihood of all relevant to the unit be killed against the MSMED Act 2006?
3. Business Unit killed is national economy damage, who is responsible? The branch head also mention returned along with rejected. Now here is the catch.
4. Above all, if rejected, the original documents should lie with the bank. Now, where are the originals of the advance petition, if it is really rejected?
5. Why The Branch Head Kumar Abhishek Srivastava defrauded Chief Minister Helpline officer on phone by assuring him that the petition has not been rejected but only returned for some more documents to be submited along with?
[Full Call recordings are available with us, despite the branch head used attributes not to allow his phone call recorded, landline recordings are available as well as those of the Chief Minister Banking helpline official.]
6. All the stance of the Bank officials is without any legal reference hence illegal. What are the rulings/mandates that warrant such discretion to any branch or any office of the bank?
7. RBI might have de-regulated credit but MSMED Act 2006 has to be followed. How could this Act of Parliament be overriden and establish tyranny of Bank staffers to fully allow selective credit with no legal consideration but their own wish and will?
8. The aforesaid Act of parliament only warrants discretion for development and allows discretion to ALLOW credit even where law is silent. Where is this regressive and destructive discretion to REJECT advance petitions of MSE units over and above the provisions of the said Act?
9. The branch head claimed Head Office staffers responsible and once to us and once to Human Rights Activists i.e. twice the Head Office upheld the Branch Head's claim, under what law and authority to them?
10. After going through the case entirely, what is the stance of Regional Office being the Branch official's supervisors, even now since inception?
The queries are countless..
The Bank officials from Branch Head to Head Office furnished no legal information for our scrutiny. Only claim of tyrany with no legal reference in a civilized soverign democratic state Union of India.
Thanks,
Jaya Vijaya aka Jay
for M/s Bionity Inc
Subject: Grievance Registration No. PMOPG/D/2016/0361947 dated 02 Dec 2016 (Complaint by Jaya Vijaya)
Dear Sir,

We refer to your Grievance Registration No. PMOPG/D/2016/0361947 dated 02 Dec 2016 and inform you that after examining the facts of the case it has been found that the Cantt. Road branch, Lucknow has rejected your loan application keeping in view merits & demerits within its discretionary powers.

Regards.


A K Singh
Dy. General Manager
--------------------------------------------------------------------------------------------------------------------------



Human Rights <*****@asia.com>

Feb 13 (9 days ago)

to dvigil, aihradua, aihradua1, humanrights, lacopglo, cbpandey47, me
Sir,
You are requested to make proper action on the 4 corrupt Bank of Baroda staff members involved in the case, preferably forward it to the Directorate of prosecutin, Central Bureau of Investigation for presenting chargesheet in appropriate court of law:-
Status as on 13 Feb 2017
Registration Number:PMOPG/E/2017/0079161
Name Of Complainant:AIHRA Civil Society
Date of Receipt:07 Feb 2017
Received by:Prime Ministers Office
Forwarded to:directorate of vigilance
Officer name:Mr Sukesh Kumar Jain
Officer Designation:Secretary
Contact Address:4th Level, C-Wing, Delhi Secretariat,
110002
Contact Number:23392075
e-mail:dvigil@nic.in
Grievance Description:To The Prime Minister Subject: Due disposal of the matter by the CVC which forwarded to it by the Administrative Vigilance III. Sir,, First of all we thank you very much for the consideration of the matter and forwarding of the matter to the Administrative Vigilance which has helped people realize that our PM and his Government is doing good and thinks good for people of the nation. But we need final resolution of the mater as the matter is yet with the CVC and all of our and your efforts will go in vain if we do not see the final outcome. Thus you are requested to facilitate prosecution of the corrupt by close analysis with the CVC that the matter gets disposed off properly without any fail. CVC response under your intimation too is also wanted and requested. Hoping for your kind consideration and due action on this matter of Corruption which we all must fight together to phase it out gradually, fully. Thanks, All India Human Rights Association www.aihra.org Email: humanrights@aihra.org, aihradua@gmail.com PS Details of the case, copy and paste of extract: Registration Number:PMOPG/E/2016/0413826 Name Of Complainant:AIHRA Civil Society Date of Receipt:03 Nov 2016Received by:Prime Ministers Office Forwarded to:ADMINISTRATIVE VIGILANCE - III Contact Address:NORTH BLOCK, NEW DELHI 110001 Contact Number:23092755 Grievance Description:To The Prime Minister of India Union of India VIGILANCE AWARENESS WEEK TO YOU, SUBJECT.. CVC India, DOPT Dept of Personnel and Training predicament to be solved for The People of India to be relieved from Ugliest PSB babus Corruption. Sir, The biggest Grievance of The People of India is the pro quo lending by PSU bank babus that has destroyed the whole Nation and its Economy. People do not get paid for honorary efforts to fight their created corruption hence we seek your help as Public representative. We lodged complaint against PS Jayakumar of a PSU bank and CVC did a commendable job by issuing sentence for necessary action but again in the portal it depicted UNDER PROCESS. Kindly ask the CVC or Central Vigilance Commission, INDIA that what problem it is facing from the concerned PSU bank babus? Full Fledged Punitive Action against the Pro Quo lending and NPAs and this CVC complaint vide No.42913 2016 Vigilance 3. This is Biggest Damage to the Indian Nation now and need to be acted upon. No lip service required. Waiting for your action on the process and appropriate aid to the CVC India and Prosecution report form them. PFA CORRUPT PS JAYAKUMAR MD CEO BoB.pdf , kindly forward to the CVC, DOPT VIGILANCE AWARENESS WEEK, Shahid Hussain www.aihra.org Current Status:CASE CLOSED Your Feedback:Very Good Date of Action:17 Jan 2017 Details:Forwarded to Secretary, CVC vide No. 350/118/2016-AVD-III Dt. 06.01.2017
Date of Action:13 Feb 2017


 &

Grievance for Registration No: PRSEC/E/2017/01741 

To The President Union of India Subject Liaison with the CVC to ensure due action on the matter forwarded by the Administrative Vigilance III to the Secretary, CVC vide No. 350 118 2016 AVD III Dt. 06.01.2017. Sir, Attached is the grievance where Bank of Baroda babus are adamant on their corruption despite having violated all laws of land as MSMED Act 2006 and other statutes. But these babus uphold their stance against law and constitution. There is absolute state of anarchy in the Banking sector and being in the system we are sure you are not unaware of it. This is the time when you can do something good for your nation after everything and all experience as us. We all have to at least maintain sustenance of humanity. These are brazenly claiming Rule of Corruption. Now, Administrative Vigilance II has forwarded the mater to the Secretary, CVC. Kindly see to it that the mater is resolved with end result of prosecution of the Corrupt and criminals as no overseeing may lead to allow the Corrupt Bank of Baroda babus to escape by their old setup created for it. There has to be action as we are and have presented the matter in better way than any body did it before as we believe. Your cooperation is sought to oversee and protect the CVC from shadows of the corrupt influence. The matter details are given in the attachment Waiting for due response, we plead. PFA Corrupt Bob Babus.pdf Thanks,
&
FYI . .


---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: Tue, Dec 13, 2016 at 8:12 PM
Subject: EXTRAORDINARILY URGENT, For Our Nation Lets All Be Vigilant, Help Sought from RSS- PMOPG/E/2016/0413826
To: cvc@nic.in, cenvigil@nic.in, vigilance@nic.in, pmosb <pmosb@gov.in>, presidentofindia <presidentofindia@rb.nic.in>
Cc: "Cc: Anna Hazare" <annahazareoffice1@gmail.com>, Aihra <humanrights@aihra.org>, amcclellan@transparency.org, **************************************************


Up-to-date:-




Srno.Date of Reminder/ClarificationDescription
1.13/12/2016PSB babus using our own money to gobble up and also to spend on their protection and make simian sharing with different authorities. Refer Kanpur, UP Banking Ombudsman, RBI's protection to them in M/s P5 case, who closed the file merely on Bank's stance that no representation was made to them and never provided any chance to the plaintiff to counter. The fact was that they were representing to the Bank for about a year long. Against very basic natural law of justice. Our of several thousands and thousands of complaints in Uttar Pradesh only 5 have gone against Bankers, rest closed under non-appealable clauses so that further also Banking Ombudsman as well as these PSB babus are not caught for such filth. NOW WHAT, sir?
2.13/12/2016How can people exercise their Right to Life and Liberty? No resort but as evident with far beyond tolerable extent of suicides by farmers labourers and traders as they are naive, docile and kill themselves rather than claiming their right. These 4 like PSU bank babus are sitting on hugest mountain of corpses. Now do we really need to say anything? or only say and say? ONLY WORDS? Where is action on the Corrupt?? How these filthy conduct people in our eco system were overlooked so far? We complained so many times yet they were protected. It is evident they used our or Public money to protect themselves. They created such immune system which Private sector Bank employees do not have and are now being caught more.
3.13/12/2016Modiji, Now your own demonetization plan has failed owing to such Corrupt and criminal PSB babus, branch head and above as they have authority to make all the heaven hell and this cancer has grown so much as we guess Vigilance has totally failed. These are the same type elements who are enemies of The People, who are apparently your plan's enemies too. We are The People, but now we are hopeful that here we will get justice alongwith all the Human populace of India and our offspring and the future to come. Ignorance is dangerous and these babus have used this only to paint themselves divine, despite being devil, proverbially.
---------- Forwarded message ----------
From: *****************
Date: Wed, Nov 23, 2016 at 7:46 PM
Subject: Fwd: For Our Nation Lets All Be Vigilant, Help Sought from RSS- PMOPG/E/2016/0413826
To: cvc@nic.in, cenvigil@nic.in, vigilance@nic.in, pmosb <pmosb@gov.in>, presidentofindia <presidentofindia@rb.nic.in>
Cc: Anna Hazare <annahazareoffice1@gmail.com>,*********************


No Bailout of PSBs without prosecution of the pro quo lending Corrupt babus. Evidence is right here of quid pro quo. Prosecute them before a single penny bailout of PSU banks from Public Coffers of PSBs and making these Corrupt free of any prosecution:-

Lodge a Grievance
Lodge Reminder/Clarification
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Reminder/Clarification Form

Srno.Date of Reminder/ClarificationDescription
1.23/11/2016From Jantar Mantar:- AIHRA (www.aihra.org) has placed 37 demands from The Union Government which can be attained via curbing these Bank babus corruption and not bailing out banks with money realized through demometization of 500 and 1000 denomination notes but awarding rights to the Human populace. We are at Jantar Manatar from 18 Nov 16 until 18 Nov 16 and demand all Rights for Public Right away and the Govt should do away if it has any intention to bail out the Corrupt Bank babus from such painful and fatal money derived from demonetization but give it to the aggrieved. This is request to the Vigilance to fight final Battle and unveil the Corrupt for establishment of Vigil and Nationalization along with Humanity.
2.18/11/2016We observe that the notes exchange menace these days have also been of Public Abuse, but the Govt has to do it as the environment is contaminated. The Corrupt PSU bank babus are the key to all. If their NPAs were not so much there would be no need of such activities. Besides tolerating such malicious elements in our Eco system is hazardous as even currency notes exchange will also be abused by them for sure, as their conduct has already been established. Noe nothing but THEIR PROSECUTION IS THE NEED. The expected 3 Lac crores that Govt will make from demonetization will all be used in Bailing out the cash strapped PSU Banks because of such Corrupt created NPAs. Is this fair. Real NPAS are scores of lacs of crores, to be revealed in phases as Bank babus are doing, and despite of Public Travails Govt will get only 3 Lac Crores. What is all this?
3.10/11/2016Earlier, at the time of complaint of M/s P5 it was overlooked by him while even CM, Governor, DoIPP, MOCI, RBI lucknow etc had taken cognizance in favour of the complaint but he outshowed all and was able to establish the rule of corruption by overlooking all orders. In M/s P5 case hew also defrauded the Banking Ombudsman RBI Kanpur either, or was getting cozy with them under simian sharing mode. Need is to detect the mode and chargesheet him accordingly, as this way of ex parte by the BO Kanpur leads to lawsuits in the Judiciary and the Judiciary gets overburdened with severe trouble to The People of India. Now as the cult continuing with M/s Bionity Inc here in this instance, we need to eradicate corruption for which some start has to be made. He and his associates as we leveled charges against counting 4 should be set as example of Vigilance action. We cant let them create suicidal environment for te farmers and all.
4.10/11/2016Also complined to the CVC vide complaint No. 44778/2016/Vigilance 3 Corruption PS Jayakumar cultivates and the Corrupt he protects as evident in these cases and the like hence should not be spared. This trait is also clear in the case related to the Uttrakhand farmer Manmohan Singh who was maliciously made Mallya's guarantor with no knowledge and has filed a criminal defamation suit against the Bank, PS Jayakumar can't be ignorant of it, yet cultivating it, such misconduct, crime and corruption against The People of India is anti-law anti-constitution and has made India as death valley for traders labourers, farmers and agriculturists and people from all walks of life with all evils only the environment for them is conductive of.
************************

Registration Number :PMOPG/E/2016/0413826
Name:AIHRA Civil Society
---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: Thu, Nov 3, 2016 at 1:45 AM
Subject: For Our Nation Lets All Be Vigilant, Help Sought from RSS- PMOPG/E/2016/0413826
To: contactus@rss.org, pmosb <pmosb@gov.in>, ajaitley@sansad.nic.in, Subramanian Swamy <swamy39@gmail.com>, Subramanian Swamy <swamy@post.harvard.edu>, centraloffice@bjp.org, Amit Shah <amitshah.bjp@gmail.com>, president@bjp.org


Grievance Status

Print || Logout
Status as on 03 Nov 2016
Registration Number:PMOPG/E/2016/0413826
Name Of Complainant:AIHRA Civil Society
Date of Receipt:03 Nov 2016
Received by:Prime Ministers Office
Officer name:Shri Ambuj Sharma
Officer Designation:Under Secretary (Public)
Contact Address:Public Wing


5th Floor, Rail Bhawan


New Delhi110011
Contact Number:011-23386447
e-mail:ambuj.sharma38@nic.in
Grievance Description:To The Prime Minister of India Union of India VIGILANCE AWARENESS WEEK TO YOU, SUBJECT.. CVC India, DOPT Dept of Personnel and Training predicament to be solved for The People of India to be relieved from Ugliest PSB babus Corruption. Sir, The biggest Grievance of The People of India is the pro quo lending by PSU bank babus that has destroyed the whole Nation and its Economy. People do not get paid for honorary efforts to fight their created corruption hence we seek your help as Public representative. We lodged complaint against PS Jayakumar of a PSU bank and CVC did a commendable job by issuing sentence for necessary action but again in the portal it depicted UNDER PROCESS. Kindly ask the CVC or Central Vigilance Commission, INDIA that what problem it is facing from the concerned PSU bank babus? Full Fledged Punitive Action against the Pro Quo lending and NPAs and this CVC complaint vide No.42913 2016 Vigilance 3. This is Biggest Damage to the Indian Nation now and need to be acted upon. No lip service required. Waiting for your action on the process and appropriate aid to the CVC India and Prosecution report form them. PFA CORRUPT PS JAYAKUMAR MD CEO BoB.pdf , kindly forward to the CVC, DOPT VIGILANCE AWARENESS WEEK, Shahid Hussain www.aihra.org
Current Status:RECEIVED THE GRIEVANCE
---------- Forwarded message ----------
From: <cpgrams-darpg@nic.in>
Date: Thu, Nov 3, 2016 at 2:07 PM
Subject: Online Registration
To: lacopglo@gmail.com


Dear Sir/Madam, 
Your Communication has been registered vide Registration number PMOPG/E/2016/0413826 . Please logon to : http://pgportal.gov.in/ for any further details.Please quote the same in your future correspondance.
&

********@gmail.com>

REQUEST & URGENT NOTE- Fwd: LACOP Exertions Against Corruption For Human Well being and Existence Fwd: REMINDER- The CBI, Urgent Action needed- " Extraordinary Alert Nation to The ED! Entire System Collapse, and Rule of Corruption and Anarchy"

 <lacopglo@gmail.com>Thu, Dec 8, 2016 at 7:50 PM

To: *****.grievances@nic.in

Sirs,
This email received by you is blank with only our trailing mails. Kindly advise if we missed out on anything, we will be very grateful for that.
Waiting for response.
Thanks,
Anti Corruption Team
AIHRA, affiliated to The UN
www.aihra.org


---------- Forwarded message ----------
From: PMJDY-GRIEVANCES CELL <pmjdy.grievances@nic.in>
Date: Thu, Dec 8, 2016 at 3:59 PM
Subject: Re: REQUEST & URGENT NOTE- Fwd: LACOP Exertions Against Corruption For Human Well being and Existence Fwd: REMINDER- The CBI, Urgent Action needed- " Extraordinary Alert Nation to The ED! Entire System Collapse, and Rule of Corruption and Anarchy"
To: Shahid Hussain <lacopglo@gmail.com>




On 11/02/16 05:13 PM, Shahid Hussain <lacopglo@gmail.com> wrote:
To

The DOPT, GoI

Ma'am

In this VIGILANCE AWARENESS WEEK we request you to kindly see that ta matter off these 4 people maligning National image and damaging the Nation be prosecuted. We expect you to kindly ask vigilance or the CVC to not get lenient on any count at all, as it is evident that the Corrupt have been eluding the entire nation, not only the CVC.


Thank You,

Shahid Hussain

Spokesperson
LACOP- Legal Action Committee Of the People [UN partnership status SHG]
"Of The People For The People By The People"
a sister concern of AIHRA,  affiliated to The UN



---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: Wed, Nov 2, 2016 at 4:39 PM
Subject: URGENT NOTE- Fwd: LACOP Exertions Against Corruption For Human Well being and Existence Fwd: REMINDER- The CBI, Urgent Action needed- " Extraordinary Alert Nation to The ED! Entire System Collapse, and Rule of Corruption and Anarchy"
To: cvc@nic.in, cenvigil@nic.in, vigilance@nic.in, cvo@rbi.org.in, cvo.bcc@bankofbaroda.com, governor@rbi.org.in
Cc: aapdelhi63@gmail.com, contact@aamaadmiparty.org, hshso@nic.in, pmjdy.grievances@nic.in, ravinder@ias.gov.in, tahririndia@gmail.com, upsicnd.delhi@gmail.com, Anna Hazare <annahazareoffice1@gmail.com>, amcclellan@transparency.org, Shaista Amber <reach4shaista@gmail.com>, Amitabh Lucknow <amitabhthakurlko@gmail.com>, Ahmad <hussainconven@gmail.com>, TANVEER AHMAD Siddiqui <tanveerahmedsiddiqui01@gmail.com>, help@mudra.org.in, helpdesk@mycii.in, knowledge@cii.in, missionmudra-dfs@nic.in, Kalraj Mishra <kalraj@kalrajmishra.com>, kate.reid@thomsonreuters.com, Rakseh Krishan Shantidoot <metroencounter9@gmail.com>, Chandra Rajan <dr.chandrarajan@gmail.com>, youandyours@bbc.co.uk, yateen@assochamaustralia.org, unsco@palnet.com, ficci@ficci.com, ol@nic.in, info@rtbf.be, jsabc-dea@nic.in, jscpg-mha@nic.in, ombeer.tyagi@assocham.com, ahujahemantsss@gmail.com, gayns@lko.amarujala.com, Aihra <humanrights@aihra.org>, secy-fs@nic.in, annaroy <annaroy@nic.in>, md-aim@gov.in, d.sumita@nic.in, bhatia.veena@nic.in, ashok.kr61@nic.in, kvr.murty@gov.in, srinivashn@nic.in, parag.gupta@gov.in, ck.jha@nic.in, yadav.gs@nic.in, alokkumar.up@nic.in, jsmpa@nic.in, renu.jain29@nic.in, sharma.a@nic.in, indira.murthy@nic.in, js-mospi@nic.in, anandb@ias.nic.in, bhardwaj.sunil@nic.in, dstrg-yas@nic.in, yadav.vs@nic.in, nhrc.india@nic.in, dg-nhrc@nic.in, support@punjabkesari.in, Subramanian Swamy <swamy39@gmail.com>, Subramanian Swamy <swamy@post.harvard.edu>, contactus@rss.org, Amit Shah <amitshah.bjp@gmail.com>, Press-Info@ohchr.org, president@bjp.org, centraloffice@bjp.org


To
All mentioned in To field of this mailer,


Kindly do not take RBI Governor's act as deterrent to any Vigilance and Judicial proceedings. Prosecution of the Corrupt is of Paramount Significance.
Let us all observe VIGILANCE AWARENESS WEEK.


---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: Fri, Oct 28, 2016 at 5:51 PM
Subject: LACOP Exertions Against Corruption For Human Well being and Existence Fwd: REMINDER- The CBI, Urgent Action needed- " Extraordinary Alert Nation to The ED! Entire System Collapse, and Rule of Corruption and Anarchy"
To: esa.civilsociety@un.org
Cc: secretariat@unfccc.int, mail@icj-cij.org, ilo@ilo.org, cabinet@ilo.org, unsco@palnet.com, bkm@un.org


FYI..

- LACOP (Legal Action Committee Of the People)
UN Regd. Civil Society with UN partnership status



---------- Forwarded message ----------
From:
*********

To

Superintendent of Police
The Central Bureau of Investigation
Lucknow
INDIA


Sir,

Kindly go through the trail mails and as the matter has already been analysed by the CVC and sentenced for necessary action to the CVO of the Banker, kindly lodge report against the Bank of Baroda concerned 4 personnel viz. Kumar Abhishek Srivastava, Pradip Srivastava, RC Bahera at Lucknow and PS Jayakumar at Bank of Baroda Head Office, Maharashtra, with the reports and information as evident below.

Prompt and effective action is awaited.

Thank You,

Shahid Hussain

Spokesperson
LACOP- Legal Action Committee Of the People [UN partnership status SHG]
"Of The People For The People By The People"
a sister concern of AIHRA,  affiliated to The UN



---------- Forwarded message ----------
From: ********

To

The Enforcement Directorate
INDIA

Sir,

As observed in the Trail mails the PSBs' Corruption has deterred National Growth and also created Regression cult which is harmful for one and all in India and for the entire Humanity everywhere.


The Government Revenue is hampered as fraud and pro quo lending and creation of Quid Pro Quo status for advance seeking application made to the PSBs.

This is the sole basic cause of Revenue loss to the state. Thus it is requested that as pro quo lending diminished Economy thereby diminishing state revenue, and cultivating Money Laundering as when hot money generated by pro quo lending has to be placed through evil means as fair means is always impossible for hot money.

You are requested to lodge a case against bank of Baroda concerned personnel and initiate proceedings for prosecution.

Waiting for prompt action against the concerned Corrupt Bank of Baroda  staffers as evident in the cases below in the Trail mail.


Thanks,


Shahid Hussain

Spokesperson

LACOP- Legal Action Committee Of the  People
"Of The People For the People By The People"
a sister concern of AIHRA, affiliated to The UN

---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: Sat, Oct 22, 2016 at 4:32 PM
Subject: Fwd: Alert Nation! Entire System Collapse, and Rule of Corruption and Anarchy
To: cenvigil@cvc.nic.in



FYI..


---------- Forwarded message ----------
From:
***

The Prime Minister
INDIA


Sir,

Kindly go through the trail mail thoroughly and see what you call ease of doing business and Acche din. Of course acche din but only for the Corrupt and criminal PSU bank babus making Credit Disbursal like RC Bahera, Pradip Srivastava and Kumar Abhishek Srivastava. Their saviour MD & CEO of Bank of Baroda Mr. PS Jaya Kumar makes his staff at the BoB Head Office to issue threats to the MSME applicants as they are not Govt priority but his slave. The Head Office as its is evident in the trailing documents and attached has threatened the applicant not to complaint about their PM-MUDRA advance application return, which was not lodged into the Bank's books while per the rule all MSME applications declined have to be lodged and cannot be returned as it would be denial of service to the Govt priority sector, violation of the MSMED Act and GoI or DFS, MoF overt or formal Directions, RBI Guidelines IBA and BCSBI pledges, etc of Bankers themselves. 
Kindly go through this mailer till the bottom and do justice with yourself first as the Prime Minister of the Nation, leave aside others.

This approach of these BoB babus are killing and harassing our farmers and labourers and has made the entire National system collapse. There is brazen Rule of Corruption in Central Govt PSBs and NPAs galore. You claimed Bihar but they have better law and order hence your party got utterly bad defeat. Kindly contain them as until then we will not address you as the Hon'ble PM of India, as dignity is earned and cannot be coerced upon. To all Human beings in India only the Judiciary is Honorable and Supreme, and as if you do not do to them, we will take them to task. Now you should judge yourself where you stand?


Shahid Hussain

Spokesperson

LACOP- Legal Action Committee Of the People

a sister concern of AIHRA (All India Human Rights Association, affiliated to the UN)



Complaint Details
Correspondence Attachments:CVC BoB 2 babus.pdf 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrganization
1PRADIP SRIVASTAVA40024/2016/Vigilance 3 EVIDENCE The Corrupt is playing risible games to evade his and his corrupt Branch Head Cantt Road, Lucknow aide Kumar Abhishek Srivastava s prosecution, despite CVC sentenced Necessary Action to the BoB CVO. Also he attempting implicating others in BoB as well as complaining in fabricated cases, attempt paving such way is evident in documents and his stances or deeds. ATTACHEDBANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Sent to CVO BANK OF BARODA for necessary action (NA)24/08/2016Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.

Complaint Details
Correspondence Attachments:Jugalbandi.docx 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrga basbus of Bank of Barioda viz. RC Bahera, Kumar Abhishek and Pradip Srivastava.nization
1PRADIP SRIVASTAVAThere can be no better evidences than this of Corruption and damage of National Economy, and that to overt and so brazen that is bound to put humanity to shame. PROVED Quid Pro Quo lending that created all our NPAs and damaged our economy and evolved "Organized Crime"BANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Sent to CVO BANK OF BARODA for necessary action (NA)22/08/2016Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.
Complaint Details
Correspondence Attachments:BOB Lucknow.docx 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrganization
1KUMAR ABHISHEK SRIVASTAVAEvidences updates for complaint against BoB Branch Manager vide CVC Portal Regn. No. 36807/2016 Vigilance 3BANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Sent to CVO BANK OF BARODA for necessary action (NA)24/08/2016Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.

Complaint Details
Correspondence Attachments:TOI.pdf
BoI Corr.docx
BoB Corr.jpg 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrganization
1KUMAR ABHISHEK SRIVASTAVAQuid pro quo, Fraud against Public and Ploy against National Economy with corrupt intent. Evidences uploading.BANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Filed11/07/2016Filed as per the complaint handling policy of the commission.


Complaint Details
Correspondence Attachments:BoB Second.docx 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrganization
1KUMAR ABHISHEK SRIVASTAVAThis is in continuation to the complaint No. as mentioned in the attachment. Plea is to keep CVO of BoB unaware of this as these complaints were made towards his as well but of no avail. As in Bank of India cases CVO protection only is helping them and they are brazenly flouting and flaunting their position. Confidentiality and Direct action required. Plea is to now send it to Deptt of Prosecution, CBI for their prosecution and not to the CVOs as it endangers lives of complainants. EOWOP an SHGBANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Sent to CVO BANK OF BARODA for necessary action (NA)23/06/2016Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.



Complaint Details
Correspondence Attachments:Page2.jpg
U N.jpg
RBI Forward.jpg
CVC BoB.docx 
Complaint No.:
Complaint Against Details
Sr. No.Complaint AgainstAllegation DetailsOrganization
1R C BAHERAPro Quo lendings as evident, that firstly aslo got hit by RBI but probably bribed the Banking Ombudsman so he without confirming believed that n o representation was made to the Bank before filing it with the Ombudsman and close the complaint maliciously under non-appealable clause 9 (a) of the BO Scheme. Again the same Code was followed, this time caught and ignoring.BANK OF BARODA
Action Details
Action Taken By CVCAction Taken DateStatus
Sent to CVO BANK OF BARODA for necessary action (NA)23/06/2016Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.


AND


Attachments filed with the FIR to the CVC, and then got CVC sentence:







For Publish/Broadcast




PFA


Spokesperson

LACOP- Legal Action Committee Of the People 
"Of The People For The People By The People"
a sister concern of AIHRA, affiliated to The UN.

To

The Prime Minister of India
Prime Minister's Office
&
Chairman
The National Human Rights Commission
&
Central Vigilance Commissioner
Central Vigilance Commission
INDIA


Dear Sir,

Kindly Protect us from Threats issued by the Corrupt viz. Pradip srivastava, Kumar Abhishek Srivastava and RC Bahera, and encroachment of Public Rights by these please, and punish the corrupt and prevent National Collapse due to Corruption in PSBs by its own servant babus, publicly and brazenly.

Ref. Trail mail Please:- 


--

Warm Regards
Tanveer Ahmad Siddiqui 
Social Worker & RTI Activist

******
******
*******
*******************
*******


Please Ref. Trail Mail:-

---------- Forwarded message ----------
From: Shahid Hussain <lacopglo@gmail.com>
Date: 15 October 2016 at 19:55
Subject: NATIONAL ALERT, ACTION SOUGHT! Fwd: CHARGESHEET against BoB Corrupt duo babus
To: pmosb <pmosb@gov.in>, cvc@nic.incenvigil@nic.in
Cc: Anna Hazare <annahazareoffice1@gmail.com>, amcclellan@transparency.org, *****************

To

The Prime Minister of India

&

Central Vigilance Commissioner & The Secretary
Central Vigilance Commission
INDIA



After the NPAs for the Nation and banditry of Nationals' Money via pro quo lending, on pleading for genuine PM's MUDRA Scheme lending for livelihood and MSMEs, the Corrupt and criminal BoB babus Pradip Srivastava and RC Bahera who have been sentenced by the Vigilance to their CVO for Necessary Action, have issued threats to Humanitarians like Mr Tanveer Ahmed Siddiqui, and to me on the very official Letterhead of the Public Sector Bank i.e. Bank of Baroda, stating that we make derogatory remarks and talk wrong about the Bank and their Head office babus.

On the BoB part, its not their Bank and they are merely its servants, and should know their limits and surrender before the court as they have committed Punishable crime and the CVC has already studies the complaint and sought BoB CVO's Necessary Action. However, CVC on its Portal as well as it reveals CVOs of PSBs do not even log in to their accounts for complaints redressal, which is their protective nature, which all takes place owing to contamination by such Corrupt PSU Bank babus.

Now they  have mustered the courage to issue threats on PUBLIC's BANK's Letterhead brazenly, and created state of anarchy. Such Corrupt and Criminal BoB babus made Uttrakhand's ManMohan Singh, Farmer,  guarantor to Vijay Mallya's Corrupt Lending by them as media reports and even Meneka Gandhi of BJP said to take the matter before the PM, but they seem to contaminate all places.

Kindly ensure most stringent of the action against them. PROTECT INDIA!



Shahid Hussain

Spokesperson

LACOP- Legal Action Committee Of the People (In UN partnership)

a sister concern of AIHRA, affiliated to the UN


---------- Forwarded message ----------
From: Shahid Hussain <shahidspokes@gmail.com>
Date: Tue, Sep 6, 2016 at 8:09 PM
Subject: Fwd: CHARGESHEET against BoB Corrupt duo babus
To: cvc@nic.incenvigil@nic.invigilance@hub.nic.in
Cc: governor <governor@rbi.org.in>, hm@nic.inhelp@mudra.org.inhshso@nic.in, VAST INDIA <SocialChangeAction@gmail.com>ionhrc@nic.in,iudf.india@gmail.comjcpsec@rb.nic.injscpg-mha@nic.injsabc-dea@nic.in, Kalraj Mishra <kalraj@kalrajmishra.com>, "CEPC, Lucknow" <cepclucknow@rbi.org.in>, Laxmi Narayan <laxmi.n.singla@gmail.com>, Amitabh Lucknow <amitabhthakurlko@gmail.com>, lggc.delhi@nic.inmissionmudra-dfs@nic.inmd-aim@gov.innijenhuis@un.orgol@nic.in, Suresh Yadav <osdtopresident@rb.nic.in>, presidentofindia <presidentofindia@rb.nic.in>,reetuj@gov.inrg.dhc@nic.in, Subramanian Swamy <swamy@post.harvard.edu>, Subramanian Swamy <swamy39@gmail.com>, Press Secretary <presssecyrb@gmail.com>, Amit Shah <amitshah.bjp@gmail.com>, TANVEER AHMAD Siddiqui <tanveerahmedsiddiqui01@gmail.com>, tripti.kataria@ficci.com,usbo2-dfs@nic.inusbo3-dfs@nic.inusdrt-dfs@nic.invijay@singhaniauk.com,welcome@jagbani.comyouandyours@bbc.co.uk, yateen@assochamaustralia.org,secy-fs@nic.in, sec-jus <sec-jus@gov.in>, Chandra Bhushan Pandey <cbpandey47@gmail.com>, bomumbai@rbi.org.in, Jaimini Bhagwati <j.bhagwati@gmail.com>, centraloffice@bjp.orgdg-nhrc@nic.in,editor@ibnlive.comevents.south@assocham.comevents@assocham.comfoi-dpa.imd@fco.gov.ukfcocorrespondence@fco.gov.ukfi-dfs@nic.inficci@ficci.com, fmo <fmo@nic.in>, kumar.krishan56@nic.inlacopglo@gmail.com,nhrc.india@nic.inombeer.tyagi@assocham.com, president <president@bjp.org>,ravinder.73@nic.intoi@timesofindia.com



Latest Update on all pro quo lending by BoB babus as Quid here and alike twice i.e. every time, evident, hence all NPAs including making Manmohan Singh, the farmer of Uttrakhand Mallya's guarantor, such crimes leading to Farmers' suicide in our nation, but who bothers? 6% drought hit Nation yet Govt has no money for the victims but have to bail out the deficit created by the Corrupt via NPAs or pro quo lending. Nation at ultra high risk for this "organized reason":-


Srno.Date of Reminder/ClarificationDescription
1.06/09/2016After the All India Got employees strike including almost all PSBs has made clear that this ORGANIZED CRIME scenario created by Pro Quo lending and thereby NPAs has endangered employment which is bringing unrest in the Nation. We want justice for all, there was evidence where the employee was rebuking KA Srivastava's aide as could be traced from the CCTV footage as also asked before. When subordinates publicly rebuke superiors for Corruption and privatization situation creation, now we can see what the negligence of Vigilance on the part of all of us has done to our nation. Now we MUST act to set few examples at least. DOPT may note that such few corrupt Personnel can how easily damage whole Govt staff strength and the Nation who have become uncontrollable owing to sufferings caused by the Economic condition by these Corrupt, hence please set examples rather than pampering them or giving in to undue pressure they create to protect themselves.
---------- Forwarded message ----------
From: Shahid Hussain <shahidspokes@gmail.com>
Date: Thu, Sep 1, 2016 at 1:58 PM
Subject: Fwd: CHARGESHEET against BoB Corrupt duo babus
To: hobaclko@cbi.gov.inspeou8del@cbi.gov.in
Cc: Anna Hazare <annahazareoffice1@gmail.com>, M U DUA Aihra <humanrights@aihra.org>, nhrc.india@nic.in, pmosb <pmosb@gov.in>,pmosb@pmo.nic.in, fmo <fmo@nic.in>, cenvigil@nic.in, cvc@nic.in, M U Dua <aihradua@gmail.com>, ajaitley <ajaitley@sansad.nic.in>, Strong Bharat <strongbharat2017@gmail.com>, Chandra Bhushan Pandey <cbpandey47@gmail.com>, Shiv Singh Yadav <director.dif@gmail.com>,events@assocham.comevents.south@assocham.comficci@ficci.com,features@shanghaidaily.com, governor <governor@rbi.org.in>, hm@nic.in,help@mudra.org.inhshso@nic.in, VAST INDIA <SocialChangeAction@gmail.com>ionhrc@nic.iniudf.india@gmail.comjcpsec@rb.nic.injscpg-mha@nic.injsabc-dea@nic.in, Kalraj Mishra <kalraj@kalrajmishra.com>, "CEPC, Lucknow" <cepclucknow@rbi.org.in>, Laxmi Narayan <laxmi.n.singla@gmail.com>, Amitabh Lucknow <amitabhthakurlko@gmail.com>, lggc.delhi@nic.inmissionmudra-dfs@nic.inmd-aim@gov.innijenhuis@un.orgol@nic.in, Suresh Yadav <osdtopresident@rb.nic.in>, presidentofindia <presidentofindia@rb.nic.in>,reetuj@gov.inrg.dhc@nic.in, Subramanian Swamy <swamy@post.harvard.edu>, Subramanian Swamy <swamy39@gmail.com>, Press Secretary <presssecyrb@gmail.com>, Amit Shah <amitshah.bjp@gmail.com>, TANVEER AHMAD Siddiqui <tanveerahmedsiddiqui01@gmail.com>, tripti.kataria@ficci.com,usbo2-dfs@nic.inusbo3-dfs@nic.inusdrt-dfs@nic.invigilance@hub.nic.in,vijay@singhaniauk.comwelcome@jagbani.comyouandyours@bbc.co.uk,yateen@assochamaustralia.orgsecy-fs@nic.in, sec-jus <sec-jus@gov.in>


To

The Superintendent, CBI
Lucknow-226001

Kindly take cognizance of the matter in  the trail mail as the accused have already been sentenced by the CVC but the corrupt duo have managed to keep away from their CVO action.

Waiting for action and response.

Thanks,

Shahid Hussain

Spokesperson

LACOP- Legal Action Committee Of the People (formerly EOWOP)
"Of The People For the People By The People"

a sister concern of AIHRA, affiliated to the UN


---------- Forwarded message ----------
From: Shahid Hussain <shahidspokes@gmail.com>
Date: Tue, Aug 30, 2016 at 7:25 PM
Subject: CHARGESHEET against BoB Corrupt duo babus
To:*****

Ms. Nilam Sawhney
The Secretary
Central Vigilance Commission
Satarkta Bhavan, INA Colony, New Delhi
Ph.: 011 24618891

Sub: Prosecution of anti-National Corrupt Duo from BoB

Please go through the communication about proceedings which has damaged our nation by and large by NPAs by PSBs which have been paralyzed by such handful duo in PSU Banks. Then these have to be bailed out by Public money and again and again they drain away public wealth. This corruption MUST stop now. We pray for most stringent action to keep situation under control:- 

Reminder/Clarification Form

Srno.Date of Reminder/ClarificationDescription
1.30/08/201641278/2016/Vigilance 3- Pradip Srivastava Bank of Baroda DGM, Lucknow, UP posted. . 40024/2016/Vigilance Jugalbandi.docx- Pradip Srivastava Bank of Baroda DGM, Lucknow, UP posted
2.30/08/2016Sr. No. Complaint Against Allegation Details Organization 1 KUMAR ABHISHEK SRIVASTAVA Evidences updates for complaint against BoB Branch Manager vide CVC Portal Regn. No. 36807/2016 Vigilance 3 BANK OF BARODA Action Details Action Taken By CVC Action Taken Date Status Sent to CVO BANK OF BARODA for necessary action (NA) 24/08/2016 Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.
3.30/08/2016Sr. No. Complaint Against Allegation Details Organization 1 PRADIP SRIVASTAVA There can be no better evidences than this of Corruption and damage of National Economy, and that to overt and so brazen that is bound to put humanity to shame. PROVED Quid Pro Quo lending that created all our NPAs and damaged our economy and evolved "Organized Crime" BANK OF BARODA Action Details Action Taken By CVC Action Taken Date Status Sent to CVO BANK OF BARODA for necessary action (NA) 22/08/2016 Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.
4.30/08/2016Sr. No. Complaint Against Allegation Details Organization 1 PRADIP SRIVASTAVA 40024/2016/Vigilance 3 EVIDENCE The Corrupt is playing risible games to evade his and his corrupt Branch Head Cantt Road, Lucknow aide Kumar Abhishek Srivastava s prosecution, despite CVC sentenced Necessary Action to the BoB CVO. Also he attempting implicating others in BoB as well as complaining in fabricated cases, attempt paving such way is evident in documents and his stances or deeds. ATTACHED BANK OF BARODA Action Details Action Taken By CVC Action Taken Date Status Sent to CVO BANK OF BARODA for necessary action (NA) 24/08/2016 Commission doesn't expect any report in this matter. Complainant may contact the Chief Vigilance Officer concerned for further action in the matter.
************************

Registration Number
: DOPAT/E/2016/17681 Name : AIHRA



Status as on 30 Aug 2016 Registration Number:DOPAT/E/2016/17681Name Of Complainant:AIHRADate of Receipt:12 Aug 2016Received by:Department of Personnel and TrainingForwarded to:Central Vigilance CommissionOfficer name:Ms. Nilam SawhneyOfficer Designation:SecretaryContact Address:Satarkta Bhavan, INA Colony, New Delhi.Contact Number:24618891 Grievance Description:To The Deptt of Personnel and Training Sir, We observe in the attached file that despite CVC sentence on the Corrupt duo at the Bank of Baroda which is notorious for Crimes and Corruption owing to its personnel quality, no action is being taken of the corrupt duo Pradip and Kumar Abhishek Srivastava both stationed at Lucknow district, Uttar Pradesh. We must refine the personnel quality and for this as evident that the corrupt is making way that the corrupt himself is getting complaint against him to be handled and he is responding callously, rather than action upon him. It is requested for this department that in a non evasive way or diverting it to any other, kindly take action on the corrupt, per the due responsibility vesting on this department. The previous elements pro-corrupt duo of BoB will also be legally taken into prosecution loop. Kindly do justice with our Nation, may take aid of our PM directly straight away. Waiting for prompt action. Thanks PFA Corrupt at BoB.pdf Shahid Hussain Co ordinator All India Human Rights Association www.aihra.orgDate of Action:16 Aug 2016.


CHARGE SHEET AGAINST KUMAR ABHISHEK AND PRADIP SRIVASTAVA OF BoB

1. Endangering Human lives by encroaching their livelihood rights on which depend everything pertaining to their lives and their dependent ones. Clearly and evidently deprivation from livelihood.

2. Harassment of Government priority or MSME related individuals and their concerned ones.

3. Violation of Human Rights by depriving them of food, clothing and shelter, and making them vulnerable to dangers, hence.

4. Infringement of Right to Privacy by snooping into Private data and from evil means got personal PAN, also proving the existence of dangerous devices at their disposal.

5. Misinterpretation and Fraud against the Public/Nation (IPC Section 420)

6. Corruption (status Quid Pro Quo) [Prevention of Corruption Act]

7. Fraud against the PM, PMO, MoF or the Govt of India as well as the UN and its allies like UNIDO, World Bank, IMF, UK-DF, etc. (IPC Section 420 & 124A)

8. Damaging relations with alien Nations and entities, which may also be stake holders in the Nation's entities or the nation by and large. (IPC Section 124A)

9. Damaging the Nation's and the Nationals' reputation globally.

10. Ploy against National Economy by hampering the Backbone of the Economy i.e. MSME, against the Law of Land, despite several attempts to allow them to correct themselves. Great sedition. (IPC Section 120B)

11. Destruction of State property. (Economy/GDP/Tax)

12. Obstruction in Govt activities by hurdling PSB's lawful work, harassing Govt priority individuals, damaging PM's MUDRA Scheme and MSME funding per the MSMED Act 2006.

13. Creating Unholy Nexus for anti-law and anti-national activities or treason, and also under the Gangster Act.

14. Cultivating "Organized Crime" of all sorts in the Nation and among all Humanity. (IPC Section 120B)

15. Claim of tyranny in a democratic republic. Kumar Abhishek claim which was also supported by Pradip that the Branch Head has discretionary powers to decline MSME advance applications. On the very 1st count it was not declined maliciously so as not to lodge it in the Bank;sa boos as it would prove destruction of National Economy, and to avoid the laws applicable to sanction due credit to the MSME unit. The worst part however is claim of discretionary powers in the case of MSMEs, the MSMED Act as well as RBI guidelines as well as IBA as well as any law of land at all, to the best of any wise person's knowledge there is no such tyrant powers held by anyone at all, l;eave alone Branch Head of any Bank. Discretion is apart from the 40% Govt priority or Public priority. And particularly we talk of MSMEs, it is governed by MSMED Act and other laws which has been summarily violated for greed or the status of all their lending to the Business units stands pro quoAnd they claim tyranny of discretion against all laws of land    which is again sedition or treason, trying to claim a state within a state which  has its own constitution and all laws arise therefrom. (IPC Section 124A)
Click link >==>  MSME Funding
No matter what pappens, years have passed for 2 complaints cited above pertaining to Micro Small and Medium Enterprises, and general human and economic development, but the place the matter refers to is whatit is as created such only by Corrupt Bank babus.
Click link >==> Global Economy
Click link >==> World Economy
Now this analysis makes very clear how world or global economy is suffering and why it is suffering.














No greater sedition possible in any nation of the world and treason against humanity:-



Under Complaint No. 36807/2016/Vigilance 3, Updated Tryanny claim of the Bank of Baroda Branch Manager Cantt Road, Lucknow Fraudulent move. No rulings could be furnished by his as none exists.
Evidence below:-


---------- Forwarded message ----------
From: Shahid Hussain <shahidspokes@gmail.com>
Date: Sun, Jun 26, 2016 at 3:34 PM
Subject: URGENT- Fwd: Ref. DOIPP Letter No. 6/2/2016-PR & C (P+) PR & C Section Fw: Representation to Bank of Baroda Against Rejection of PM-MUDRA Advance Petition-- Bionity PM-MUDRA Project, Reply To BoB BM Queries
To: annaroy <annaroy@nic.in>,******************


To

Ms Anna Roy
The Joint Secretary
Ministry of Finance
Govt Of India

URGENT, for Departmental co-ordination for our National Progress, kindly refer the Trail Mail as Post Script:-

Post Script:-

---------- Forwarded message ----------
From: Bio nity <
bionity@dr.com>
Date: Sun, Jun 26, 2016 at 3:17 PM
Subject: Ref. DOIPP Letter No. 6/2/2016-PR & C (P+) PR & C Section Fw: Representation to Bank of Baroda Against Rejection of PM-MUDRA Advance Petition-- Bionity PM-MUDRA Project, Reply To BoB BM Queries
To: 
annaroy@nic.in, ravinder.73@nic.in, reetuj@gov.in, fmo@nic.in
Cc: 
shahidspokes@gmail.com

To

Ms Anna Roy
The Joint Secretary
Ministry of Finance
Govt Of India

Ma'am

We introduce ourselves as an aspiring ultra-high poitential IT firm based in Lucknow, Uttar Pradesh, INDIA. We malied our grievances to you as well as DIOPP about our predicament to initiate business properly attributable to the flouting of laws by PSU Banks' staffers, in their greed.

Please go through the conduct of the BLF and the RM of Bank of Baroda and it has caused us huge damages. 
This laos has the reference of the DOIPP, Ministry of Commerce and Industry,  Letter No. 6/2/2016-PR & C (P+)  PR & C Section
 sent to you by the Director Ms Preeti J. Kindly see that the environment is not conductive of Industrilization and hence only alien bondage for funding and hence all Indian economy i8n alien hands and in their bondage. No policies of DIOPP can materialize here. 

Kindly do justice and take stringent action as the corrupt like Mr KA Srivastava(Kumar Abhishek Srivastava) and RC Bahera (RM Office) are bound to do what not to keep their posiition intact and gain more competitive edge. This also endangers potential Economy makers of our Nation. Now who will enterprise like this?

Such corrupt elements are also using spies and henchmen hence prompt action is pleaded under PRAGATI Scheme of our Union Prime Minister i.e. PRo-Active Governance And Timely Implementation.

PFA  All evidences in attachment and Trail mail systematically placed for your kind analusis and action.

Jaya Vijaya aka Jay

For M/s Bionity Inc
1st Floor, 119/154
2-Kandhari Lane
Lalbagh
Lucknow
INDIA-226001


*********************
To

Mr Kumar A Srivastava,

Now you have gone mum. Yiou have been defrauding The People that you have discretionary powers to turn down MSME's applications and you may do anything including clubbing Individual finances to the MSME institutions even in the NON-Wilful defaulters cases. You have caused extraordinarily highh damages to our nation and its Nationls in your own greed, and claimed Tyranny in a  Democratic state telling that you have discretionary powers and now you are helpless and fool and rule is not working here, you contained by Industriliazation revolutionaries poised to write growth story of India and making this Nation Rule the world, rather than "Begging Bowl of the World".

Your joint manager Mr Mohammad Sami is badly rebuked by his Branch subordinates, kindly keep the CCTV footage between 25 April to 25May 2016 between the times 11:00AM to 3:00 PM so that there is no criminal offenc e on you and your superiors of Destruction and Concealment of Evidence.
Sent: Sunday, June 19, 2016 at 4:40 PM
From: "Bio nity" <
bionity@dr.com>
To: "Cantt Road Branch, Lucknow" <
LCANBS@bankofbaroda.com>, rm.lucknow@bankofbaroda.com, cmd@bankofbaroda.com, cvo.bcc@bankofbaroda.com, dgm.cs@bankofbaroda.com
Cc: 
governor@rbi.org.in, shahidspokes@gmail.com, cepclucknow@rbi.org.in, dikanpur@gmail.com, annahazareoffice1@gmail.com
Subject: EXTRAORDINARILY URGENT Re: Complaint of Bionity Inc
To

Mr Kumar Abhishek Srivastava,

Sr Branch Manager,
Bank of Baroda,
Cantt Road,
Lucknow-226001


This response of yours proves fraudulent act. CIBIL is anti-law being against the provisions of RBI guidelines for MSMEs as well as clearly against MSMED Act 2006. Nww as you defrauded about your Head Office and RM involved in this matter, they are being asked to clarify their stance.

Further, there is no such discretionary power to kill MSME units, its only to Sanction such advance petitions for Development. Discretion is to Sanction even where law is silent and go extra mile. Kindly provide us the reference of such ruling that confers you such discretion. Your Joint Manager as you said in you Return of application, if he is Mr Shami, he was already rebuked in branch by other subordinates in all Public at Branch for corruption when Photocopier was not working for clearing undue bills for commission, and the said employee was telling him to complain about this further and more than that as well. CCTV footage will clear all.
Greedy and corrupt people like you and your joint manager are causing privatization to Govt. Banks hence you are good for no one, neither your employer, nor your subordinates, nor superiors and neither the Indian People or Nationals to who thgis Nationalized Bank serves. 
Hence we also need Joint Manager's report as referred by you in return letter. Now as you now say that application was rejected, then why originals returned and why it was written non-considering and asking to take away papers from the branch. How could this be lodged  in the Bank's books per the procedure? Originals also have been returned. Any lies will call for narco-test. I am also ready for that. You are contradicting yourself. Your such delayed response and implicating your higher authorities in fabricated criminal case is extraordinarily grave misconduct and subject to prosecution.

You are against National Economy. This also raises doubt that you abused the financials and I hired consultant merely to make the financials complying to your/Bank's understanding, as also mentioned in all documents.

You also defrauded Chief Minister's Banking Help Cell by telling the Officer on phone that it was not returned but just some more papers were needed as Head wanted it. Right? You defrauding State Govt. as well.

Higher Officials of BoB are requested to take disciplinary action and make the losses good.

You determined your own destiny in ultra-greed.


Proprietor

For M/s Bionity Inc
Lucknow-226001



Sent: Saturday, June 18, 2016 at 4:38 PM
From: "Cantt Road Branch, Lucknow" <
LCANBS@bankofbaroda.com>
To: "Bio nity" <
bionity@dr.com>
Cc: "drm lucknow" <
drm.lucknow@bankofbaroda.com>, "OA Lucknow" <OA.Lucknow@bankofbaroda.com>
Subject: Complaint of Bionity Inc


Disclaimer: **************************************************************************************** This email (including any attachments) is intended for the sole use of the intended recipient/s and may contain material that is CONFIDENTIAL AND PRIVATE COMPANY INFORMATION. Any review or reliance by others or copying or distribution or forwarding of any or all of the contents in this message is STRICTLY PROHIBITED. If you are not the intended recipient, please contact the sender by email and delete all copies; your cooperation in this regard is appreciated. ********************************************************************************





Sir

Now it has been 2 weeks since representation to the Bank, but its staffers sitting on the petition against the blunder.
Banking anarchy and no rules of land observed at all but the tyranny of the BoB staffers.

Now with anti-law approach with CIBIL and any excuse of Private 3rd party for ploy against National Economy, as they themselves know that in THEIR MODE, as so many private portals like Consumer Grievances ones post Banks as cheat and on that basis the Cheating Bankers licenses MUST be annuled.

The Bannk laws are  there and priority needing it, and hence the relationship between Bank and its priority destroyed by Bank babus by encroaching the Rights of their own employer i.e. The Bank and also Their Employer's Priority i.e. the MSME, hence there is no point to sustain them, as no em,ployer needs traitors.

Now ball is in your court. Issue recomendations about thier servicesd to the Government, else penalize the Banker severely so that the Government automatically takes on them.

Thanks,

PS Trail mail in continbuation since inception of Representation to the BoB.

Sir

It has been 5 days since representation and yet no remorse by your HO and RM officers. They just know to eat up MSMEs and founf anti-law ways for it. They call it commercialization and rope in private and irrelevant self disclaimed CIBIL to MSMED priority covered under MSMED & RBI Guidelines. 

For Car loan, personal loan, credit cards and all private things we never said though commercialization there does not mean unilateral unjustice, but then they also flout GoI Act and RBI mandates in the Namwe of commercialization. They know its Govt Priority MSME and hence also Refinances or Gurantee Covers by MMMY, CGFT,etc. They get 100% cover under these for Govt own priority, then why anti-law commercialization called? Can they claim it in the Court of law?
 These Govt Funds/corpus are not meant for commercialization for Bank officers. Banks are Banks as Govt Laws and Guidelines per the Regulator under Banking Regulation Act Revised 2012, but with reckless disregard Bank Staffers keep flouting and keep commercializing abusing mediocre profile people like Mallya as scapegoats. Ask them to leave some space for their Progeny as well as even if these fly out, they may want to come back.

Shameless Creatures in BoB!

Apart from all below kindly consider as follows:-

1. In your Return Letter you say "unable to consider your request", and you returned the originals per your RM directions as you told. Here, what confers on your HO and RM officers to ask you or empower you with the Right to ignore Govt Priority MSME request, that too under PM's Scheme? MSME is Govt priority and hence Banks have been formed to serve them hence they are meant to serve the MSME and not ignore them. The Bank is a Nationalized Public/Govt. Bank and they are Govt servants and MSME is Govt Priority.  Flouting the Laws it has been Returned which should be per your stance rejected, hence this is Full Fledged Fraud ab initio.
Now as they ignore and Return request, under what Law they are empowered to perform such a practice, please cite the relevant Act and u/s or any ruling, any sort of law at all,?

2. As you say, "unable to consider your request", but after withholding the application, processing it, making site visits, asking questions, making investigations, making us hire financial consultant to make financials in conformity of your needs, sending it to HO and RM as you said, receiving response from them and conveying us undersigned by you. Now after so much procedure, by processing and holding is over 5 days more than the MAXIMUM Time per the Banker's pledge in BSI, it is evident that it was fully processed, and if processed is has to be either accepted or declines, and if declined it MUST be lodged into Banker's boks for such action. Now when proceesed then how come unable to consider? THIS IS THE BIGGEST QUESTION AND INDICATION OF PLOT AGAINST US, AND ALSO AS YOUR PREDECESSOR'S AND RM STANCE ON M/S PEASANTS PRODUCE,  where RBI has found them guilty for killing MSME and PMO and BO Kanpur were defrauded. In your Point 5 in the Return Leter you asked of it, this is the answer. We were generous to not to invoke it back but as we now received orders from His Excellence and the Hon'ble Chief Minister of UP and DI Kanpur in action, and observing your forever incorrigible stance, you advise us how you have decided your own destiny?

3. Your RM and HO per your stance, have considered the unconsiderable for MSME Institutuion where clubbing of finances is forbidden, the unilateral Individual CIBIL records, but have uttered nothing on the duly considerable Project wherein under "Funding The Unfunded" PMMY only project merits are to be comnsidered. The excuse of Proprietorship has been made. We wonder how come people assuming such offices be so uneducated. An MSME unit is MSME unit and covered under MSMED Act 2006 and the relevant RBI Guidelines, which madate refrainment from clubbing of finances of even a sub-unit under a unit, then how come they g et into Private details, that too unilateral, and overlook the Projects merits in interest of your Home Branch city Lucknow, its Tourism, and its Life Sciences related Institutions, professionals, and entire Public Health as Health is inseperable from each and every Individual and is of Paramount Significance than anything else at all. How about the damages caused to these in your very place Lucknow, and globally, by and large, killed solely attributable to the greed of your HO and RM officers per your statements? Further in th is view, even in ignorance of MSMED act where unilateral and Private CIBIL is relevant at all? Greed of BoB Officials over Public Life, Liberty, Livelihood and Health.

4. As you told BoB HO or RM officials devise ansd send matter for you to communicate to us, their stance evidently is malicious towards Nationals and the National Economy, then how come they be fit for Nationalized Banker? They say one Bank says Individual default was for 2 years, but do they know who was responsible for delay in collection for that long? CIBIL is unilateral and that too it is against MSMED Act and RBI guidelines as they as well as CIBIL do not claim that the data uploaded by the members is correct, and concurs to remove the wrong data. CIBIL also disclaims each and every conduct or matter uploaded by any FI or any sort of institution, as evident at the end of each very CIBIL report. This question was already answered in response to the Questionnare out of the 9 malicious questions framed by your HO and forwarded by you as you advised. Kindly refer it again. Now as CIBIL is unilateral and no reasons assigned of whose fault in the total length of delay, and despite Individual CIBIL being irrelevant in MSME case, when they themselves are not aware of the reason, they shopuld also see that they encroach self employment provided by this Act of MSME, of the owner as well as Employees, potential employees and other relevant parties alongwith National Economy and India's GDP.

5. Now as wed see that the MSMED Act and the corresponding RBI guidelines provide for but you are yet claiming livelihood hence lives violating the MSMED Act as well and RBI mandates, and say that 2 years default was there as a Banker says, you MUST know, MSMEs are for livelihood and if livelihood is encroached then such 2 years are bound to turn 20 years and for eternity, thereby getting NPAs for FIs and Bankers. Hence this proves BoB officers begetting all NPAs by encroachment of livelihood and Work units.
The Govt./RBI make Laws/Judiciary issues orders but BoB officers seen here flouting all Laws and Mandates for the Bank recklessly. MSME MUST be operated in order to generate livelihood and diminish the NPAs created by some corrupt by pro quo lendings, and for this their "Financial Inclusion" is Mandated by Law which they have flouted and made you a scapegoat as you stated.

6. Further, they have resorted to Individual/personal and unilateral CIBIL, this is not the rest 60% part but MSME lendings are to witness 20% YoY growth. Malice for greed has hampered National Growth. Again as yoou mentioned within parenthesis (as its proprietorship), it is evident in the Act and MSME unit is an MSME unit, now where comes the question of proprietorship, partnership, corporate Trust, society or otherwise? It is not other sort of Proprietorships like merely under Shops and Establishments act, unregistered and all otherwise. The knew its an MSME unit covered under MSMED Act 2006 and MSME relevant RBI guidelines. They also know that for MSME proprietorships only PAN is issued by the Income Tax Department, MoF, and for others like Shops and Establishment Act and all others individual PAN of the Proprietor is used.  This is probably to stop clubbing of finances, as if no seperate PAN, the finances are bound to get clubbed by so  many transactions under same PAN and no distinction between them, and the MSME unit's PAN was well furnished, yet they ignored it and snooped into the Individual/Private PAN, which was not even furnished by me and neither mandatorily asked. This Bank BoB is also under MoF, yet this blunder? Individual PAN was asked only if an assesse as evident in the form submitted, and as not an assee it was duly mentioned there, and now THE BIGEST QUESTION, form where they secured my individual PAN? Who they are annexed with

Thus it is proved that all those 5 points as observed their approach towards MSMEs, and at the very first instance Return of MSME application after full fledged processing has killed the National Economy and the Globe's by and large.

Now kindly advise what should be our course of action for them or you?

Waiting for reply.


Thank you,


Jaya Vijaya 

For M/s Bionity Inc
Lucknow
INDIA-226001
Was to come up Portal at: www.bionityinc.com
















In addition to the last mail yesterday kindly also consider as follows:-


Sir, it is also to be observed that first you gave a questionnare consisting of 9 questions which you advised that you received from the Head Office to be asked, as copy attached viz. BoB 9 Point in Questionnare.jpeg file herewith to which I replied fully as in Bionity Response document and at that time you self were satisfied but told that the answers have been sent to the Head Office for their consideration as only they can take call on a few like IT related, Brick kilns, etc. Projects and not Branch Managers, and the Head Office seeks information, assesses, and then conveys the decision to the Branch, and then only on their approval loans are sanctioned.

But in your 9 point questionnare, under point 9, it was said that it is a very technical and complicated project and you are not satisfied from it, which you told is a questionnare for the HO, now as HO decides on Technical aspects which have experts as you say, how come then HO be so dumb with experts?
Are Experts = Dumb and find it too technical and complicated? Their own Point No. 9 is self contradictory as on one hand they are experts and same hand they are dumb finding it too technical and complicated. There is something much fishy in HO and clarification needed on this one from them.

Further, there is also a dilemma whether it is HO or the RM that prepared the matter of that questionnare and the Return Letter (not rejection), that Mr Mohammad Shami furnished me around  5:00 p.m., after a call from 0522-2231746 yesterday on my BSNL number furnished to you 94735442411, with an envelope that bears RM address as owner on flap and addressed to the Cantt Road Lucknow Branch with Maruti courier Aliganj stuck on it bearing barcode No. 3091200029908, as during last few days of processing you were talking of RM and  not HO as earlier, and was also advised on phone that response received from "there", which during last days you and Mr Shami were telling to be received from the RM office. Kindly name the culprit precisely.

 Further, as per Mr Shami and you RM responded so late and delayed the entire process beyond 21 days even against the Bankers' own BSI pledge, and came up with unlawful procedure of asking return of the MSME application ab initio  as if it were no made and at all with a note at the end "we further request you to kindly collect your papers from the branch". Are they aware it is against the RBI guidelines, as if application is made it has to be sanctioned, else rejected, and if rejected reasons are assigned and also lodged the MSME declination in bank's book. Besides per the procedure the reasons are assigned on rejection so that the defficiencies pertaining to those valid reasons are overcome and re-application could be done. But no such conduct here but flouted the RBI mandates along with all laws of land. Last time as yo have cited in Return Letter under Point 5 about M/s P5, the Branch manager did not return the Original application but rejected duly and only furnished the rejection letter, which however turned out to be under corruption as gauged by RBI and for penal action forwarded to the BO Kanpur. But here the practice has deteriorated and nor rejection but brazen Return of Application was ordered by the errant RM or HO officers whosoever, as you mentioned both during the processing.

If RM or HO officers of BoB are so dumb as revealed by you and Mr Shami who forward their words to applicants, we must eject them and their likes and also filter such rest under BBB-Banks Board Bureau in around 130 Crores members large Indian National Public and National Economic interest. We do not want the same filth as then BBB of no worth and difference.
Further, a minor little point i.e. the blunder as you committed last time as well that you cited a date further like, day of Return Letter cited as 05-06-2016 while it was 04-06-2016 Saturday, and 05 June is Sunday today. Please rectify it and deem it to be 04-June-2016 to be precise.

Further, it has been observed that the Head Office or the Regional Office officers who so ever sent the Questionnare and the Return Letter cited matter, as scanned copy attached herewith, to be undersigned by you as you claimed a couple of days before receiving the Return Letter, kindly advise them not to abuse the BLFs- Branch Level Functionaries and send their names or at least on the Return/Rejection letter mentioned the latter number they sent to the BLF or the Name and designation of such matter composer.

Further the BoB HO and RM has used these 5 points i the Return Latter which is against the dignity of their positions and they are apparently unfit to assume those offices as all these 5 points are anti-law one by one to which I have replied yesterday, and even in the response to their 9 Point questionnare as evident in the document attached as sent to you yesterday as well via email. Despite all Rules and Laws quoted, they ignored as if there are no laws and again came up with the same stupid stances like the very 1st one of CIBIL, while CIBIL itself disclaims the validity of the content or information uploaded by the members, Kindly go through their disclaimer at the end of the Credit report of anyone. CIBIL is a private and unilateral CRA and does not override Indian laws. People are not objecting it in the rest 60% commercial lendings but Govt priority covered under laws like MSMED Act 2006 have to be honoured to avoid prosecution at least.

Kindly go through my response regarding CIBIL question in the questionnare and the evidences. It was evident that HDFC wrote off the bill close to merely INR 13,000/- remainder as its hired 3rd party was a criminal. HDFC advocate who served notice also agreed and did away from the matter as it was going to be under syndication and under gangster Act. Want evidence? please tell me. Yet my generous approach to forget the matter with that Banker for harmonious human relations. But BoB HO or RM took it adversely on the contrary. While on genuine basis, what more is expected by a lender form a borrower?

Now as the HDFC conduct of posting it on my Personal/Individual CIBIL records, and it did not hurt me Individually nor the MSME Institution, but on contrary after all it did not pay me full compensation but at least revoked remainder trifle INR13,000/-, but owing to its CIBIL posting usage damages have been caused to me by BoB, hence BoB is liable to compensation and prosecution of the offending officers. Under MSMED Act as well as RBI guidelines pertaining to MSME finance, even other units held by the same owner and even a sub-unit of a unit owned by the same owner is considered as "owned by other owner/unit", thus Individual CIBIL which any private CRA  may unilaterally allow anyone to post anything individualistic like negotiating on one's alimony and settling it for less than sought, negotiating and settling on Machinery and Raw material and settling for less than the first sought price, but how it is allowed to flout the laws and Govt Acts, along with RBI Guidelines?

With such approach the CIBIL records of kith  and kin can also be taken into account as it is famous and pragmatic felt proverb "a man is known by his company". Then your RM and HO officers may also take our Hon'ble PM, CM, Minister of Commerce and Industry, Minister of MSME and President's CIBIL records into account for MSME units' credibility assessment as after all their actions effect MSMEs, besides Nation is under their control and if their CIBIL, which is of course Unilateral and vulnerable, is good then only ordinary people under them can be, and if their is bad how come ordinary people have good credibility? It is not risible but as revealed by you, BoB Ho and RM approach type. How come private and unilateral CIBIL be abused to take away one's employment via MSME unit? Have they never been educated or have they ever gone to any school that they do not know what are the relevant laws yet assuming office, despite all laws referred for them?
Besides, under PM-MUDRA its clearly cited Project's merits countale and nothing could be found like CIBIL as its for "funding the unfunded". The DPR-Detailed Project Report (as copy attached herewith) was not taken into consideration while devising the Return Letter by them.

Do they observe any laws? Do they know under MSME business only wilful defaulters are defaulters and above all when MSME itself possesses its PAN and even other unit's finance is taken as others' finance, how come they snoop into personal finance? The PAN number was also not asked mandatorily, but only Individual assesses were to furnish it and hence not furnished by me, then from where they got it to perform criminal offence flouting Constitutional Fundamental Right to Life and Liberty from which arises Right to Privacy? What is their modus operandi to snoop into individual privacy without any warrant? This makes dealing with such Bank officers risky as data might be revealed to rivals and enemies hence again their ejection is called forth as Priority is priority and MSME is Govt and National priority, and provides for fooding, clothing, shelter and health.

Further the project as presented as IT projects are to the potential investors in the format (Attached in EXCEL format herewith for your ready reference), and on your advisory despite no performa provided by you, on your very directions, BoB officers' compliant financials were prepared in conformity with their needs, which was more than pain staking even for the CA as advised and then asking him to convert it in MS WORD format which was directly emailed by him to you. No imagine, how will Digil India succeed?

Now, the BIGGEST GRIEVANCE  which is beyond extremely grave is that 5 such anti-law points abused despite legal reference response on most of them already, yet NPAs galore means righteous not funded yet funding is going on which is under corruption rulings pro quo.  these lendings fill coffers of Top Credit decision makers to feed their dynastic generations for eternity but the sub-ordinates' lives go hell as then as is also evident by most probable privatization of BoB, which would lead to destruction of generations of the sub-ordinates in BoB. The dream of Govt Job shattered of all kins of subordinate and non-credit deciders as they do not amass such huge wealth. Now how about the agony of them and their generations and progeny? Refer NCRB reports for Public Banking Sector and truth is out despite rarest of rare is unearthed, and then further reported, yet we see horrible condition. IDBI Bank employees pain after its privatization is evident of such misconduct of pro quo. Now the mass is blaming the top credit decision makers small chunk for privatization and spoiling their careers and families for generations, as media reports. How about justice with common BoB employees, under such approach?


Please advise o this ASAP.

Thank you!

PFA All relevant documents

NB Further matter on yestrday's email as below:-



Kind attn: The Sr. Branch Manager 
33, Cantt Road
Lucknow-226001
Ph.: 0522-2231746, 4017576

Dear Sir

Our MSME Advance plea under PM-MUDRA "Funding The Unfunded" Scheme was rejected vide letter dated 05.06.2016, undersigned by you, containing 5 reasons for declination, for which we are making due representation.

The 5 points are being responded to you to kindly consider these in the given chronological order:

1. As CIBIL has been taken as the basis of declination, first of all it is irrelevany under MSMED Act 2006, which was as I guess not considered and was taken as other types of Entereprises. Hope all educated people understand this difference in compliance of the MSMED Act and corresponding RBI guidelines. The response regarding that was cited in the attached file herewith again viz. Bionity response to BoB.docx. It is extremely significant to take them into account which we hope were inadvertently overlooked. Besides as you  have mentioned there was one write off in CIBIL, you were reponsed clearly in this response file, and as you observe the nature of act third party created, yet the lender was spared while it was subject to prosecution as well as compensation. He was not incorrigible hence spared. Kindly go through the Bionity Response document so that the veracity is established. Now also as CIBIL is unilateral and I have no say on it and as the lender did not cause that much damage as your declination has on his settled report, hence this also makes BoB liable to compensate for the damages caused by unilateral and irrelevant CIBIL in this MSME case. Further, when unit itself possess its PAN and is and Institution covered MSMED Act, taing individual CIBIL which is merely unilateral is irrelevant, and calls forth penalties for its violation along with the corresponding RBI guidelines.
Now in this MSME unit's case as well as several individuals are to be connected hence on my Individual unilateral CIBIL economic destructrion of all, and I become more unfunded as my livelihood killed along with other potential individuals. Unemployment galore under this sort of approach only, as MSME units are considered as Self employment entities, even in case of genuine defaulters (not willful ones), their livelihood is not killed as they will always remain  defaulter and become more defaulter, and social evils arise out of unemployment primarily. When Govt is exerting to extreme for inflating National Economy, against the MSMED Act 2006, this aproach is violation thereof.
Further, it is to be noted as I also cited in Bionity Response that I am not a wilful defaulter and ot in RBI's such list. But BoB officers treated me as a wilful defaulter. 
In the cases pertaining to MSME units Individual CIBIL usage is neither held by MSMED Act nor compliant to RBI guidelines, unless its a case of wilful defaulter of business. RBI also issues  such list. Now as I never availed Business advance how to judge my any type of business credibility even if were not MSME, however we stick to law as it is MSME case, and the Act and RBI mandates have been flouted with reckless disregard.

2. The matter of convincing as you mentioned in 5 th point of the rejection letter about the firm M/s Peasants' Produce Protective Propagation Pool-P5, which was also forwarded by Deputy Commissioner of Industries who was convinced being pertaining to the same Industrial field, and when asked that I only need to talk to you so that they may forward it to you as they were very much excited and interested as also mentioned in the Bionity Response document as attached, you told directly also you can understand and evaded the Dy Commissioner's stance. Thus hypothesis, if it exists at all, it is only as I guess in the  mind of the producer of the rejection letter.
It is also that much effort was made to cxonform to the Bank's understanding and for that reason even genric Angel funding pitch document was transforemd for the worst scenario possible as clearly mentioned in the Bionity Response letter. It is hence extremely urgent to analyse this oint in the light of this Bionity Response letter, the copy of which attached herewith.

3. The pre-sanction report of your joint Manager is obscure  hence no comment can be made on it and market report is as you like can make it. And even if Creditworthiness you may find, this MSME Advance petition was under Funding the Unfunded PM-MUDRA Scheme who specially caters the less creditworthy to make them creditworthy, hence this is apparently a deliberate move. Again, referring to the MSMED Act which strictly lays down the rules to kee the approach Progressive, rather than regressive, here it seems deliberate violation of the same Act.

4. You were presented with the information that I already possess a portal viz. www.vov.media under my absolute ownership with MV above 10.5 Lacs. Here you use the word "misguided" regarding the associate concerns. Such usage is prima facie apparently malicious, and seems trecherous device to implicate in fanricated case. You were clearly told, see the Bionity Response and prior documents along with aplication forms what was hidden? If yet any doubt, kindly call for probe. Now further, as you say revenues and accounts maintained of it, first the revenues and accounts even what ever they were, clubbing of finances of units under same ownership is forbidden, yet in a holy manner going an extra mile as you yourself cite that it has not been updated since 2014, then how come revenue get generated? After all it is a fixed asset and needs oiperatinal cost and as its a very large portal covering all domains being Media Portal needs more operational cost. If I earn from any one portal then can operate that as well. But since 2015 Your Bank declined my Loan application which was also upheld by RBI as wrong, how could I generate funds for it. Now becoming unfunded I was the biggest deserving "unfunded" under PM-MUDRA Scheme, and this unfunded was created by your Bank only. It is so much so that the Capital in hand too kept on eroding, now how to be more creditworthgy as you cite per your own analysis in the point 3? Now regarding my competence to complete project, as you say, does competence without funds generate enterprising. Here we see MSME rights encroached. This approach can n ever make any MSME unit get funds under any scheme, PM-MUDRA apart. I wonder if BoB evr funds MSME units, if yes, under what consideration?

5. In this point as you talk of M/s P5 advance petition as forwarded to your Branch via Dy. Commissioner of Industries finding it worthy of it, but there too the rejection letter said "unrealistic" which is a divine judgement. Bank Managers can only understand per thier oen with viable or non-viable. Besides, BoB was already found guilty by RBI hence this question now. There too in response to BO Kanpur's Notice BoB officers made it get closed under non-appelable clause 9 (a) citing no representation made to the Bank. The BO Kanpur too did not allow me to present my response to your Officer's incorrect information, hence there arises clear possibility of BoB officials contaminating the RBI Ombudsman, which is absolutely against Natural Law of Justice. Again as you say that I did not inform what happened to P5, it hardly matters as your Bank rejected it and clubbing its finances hold no value, if consider it and as your officials advised the BO Kanpur that no representation made to the Bank while they were closing grievances presented to Our Hon'ble Prime Minister via PGPORTAL, which was representation, did the concerned BoB officials showed any remorse despite receiving Banking Ombudsman's Notice, and call for funding the MSME unit M/s Peasant's Produce Protective Propagation Pool-P5? In that case as well the concerned BoB officials stance was "why us?". Now, as you tell me you not aware of my previous project, that I am fickle minded and changed or dropped the idea, the same is known to the Commissioner of Industries as well but they have faith in me and you dont, this clearly proves that this declination of petition is malicious and in fear that previous case where BoB officials were found guilty do not surface up. Further, they never wanted application to be made with BoB which is a PSB and that too a Nationalized one. What sort of approach of Indian Nationalized bank towards Indian Nationals? further in the Bionity Response document, as attached and as well as others it was already advised that once one comes up more will automatically follow. BoB killed one, now next, then how come others follow? Directorate of Industries has also been advised and is well awar of my IT & Web units cluster plan and hence for progress supporting me per the MSMED Act as their duty which is really commendable, but unholy approach of a few in BoB is kilin Industries.

Now having replied to your rejection reasons, further is is observed that the response time in disposing the aplication was above 21 days, per your BCI voluntary acceptance, which creates a dicey situation, this is after dedecting the time   period the application was with me to respond to your  queries. Further, with rejection, the original copy of application has been returned which as genuine practice should be retained with the Bank for original reference. This is also strongly under suspicion.

Hence plea is being made to reconsider the stance of declination of this Advance under PM-MUDRA application.

Waiting for response.

Thank you!

Jaya Vijaya  aka Jay
Proprietor
M/s Bionity Inc
1st Floor, 119/154
2- Kandhari Lane
Lalbagh
Lucknow-226001







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The unending trail:-

Corruption During De-monetization (as its is copy+ paste version)

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The Government of India has authorized the Central Vigilance Commission (CVC) as the Designated Agency to receive written complaints for disclosure on any allegation of corruption or misuse of office and recommend appropriate action under the Public Interest Disclosure & Protection of Informers (PIDPI) Resolution, 2004. Accordingly, Commission had also vide circular No.33/5/2004 dated 17/05/2004 issued guidelines and public notice on the procedure to be followed for filing whistle blower complaints under PIDPI Resolution for protecting identity of complainants/informers
Hi Sir,
I m residence of Dwarka and today I had gone to Bank of Baroda, Plot No. 277, Pocket – A2, Sector-17 and i saw Building owner Sudhir Kumar Mobile Number is 9810099511. exchanging old notes with new notes in bulk quantity with the convenience of bank branch manager & Staff Members.
Bank Owner Sudhir Kumar Plot No. 277, Pocket – A2, Sector-17 M/o 9810099511 and take commission for Exchange.
please use the photage of cameras installed in the premises to verify the truth. please check full day coverage on CCTV camera.
Old currency to new currency for Commission based to Building owner & Bank Manager/Staff Members.
But in bank are getting a very big amount exchange without any interpretation
please look into this matter & Action immediately.
Building Tender will be cancel immediately.
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There are several complaints like this live and no response to them. The responses can  be like making absurd excuses or behaving foolish as if the addressed authorities do not understand what the complaint is all about, or transferring it hither thither as if a beast has to dance absurdly. To a person from any other place in the world it maybe beyond miracle, but it is veracity in wonderland. Turning blind eye is nothing but very existence of complaint addressing authorities.

The world needs to know as the world needs to grow, and for real human development this is inevitable.

CVC (Central vigilance Commission)

 playing getting cozy with Corrupt PSU Bank babus.
Even Activists lured and dodged. No responses/genuine responses. Now Supreme Court resorted to fro breaking this nexus.

TRUTH THROUGH RTI PROVING HOW INDIAN PSU BANK CREDIT DECISION MAKERS DEFRAUD OF STANCES LIKE FRAUD OF POSSESSION OF DISCRETIONARY POWERS TO REJECT ANY LOAN PETITION NO MATTER WHAT CATEGORY I.E. GOVERNMENT PRIORITY AGRICULTURE, MSME, etc.:-


RTI from RBI


This RTI response as above proves there are no facts that PSB loan decision makers claim